JHU Benefits Site - Prospective Retiree

Prospective Retiree

Retirement Eligibility

The university distinguishes between qualifying as a JHU retiree and being eligible to take a distribution from your 403(b) Retirement Plan account as follows:

To qualify as a JHU retiree, you must leave the university in good standing and meet one of these criteria:

  • Be at least age 55 and have completed 10 or more years of continuous full-time service immediately prior to termination, OR
  • Have completed 30 or more years of continuous full-time service immediately prior to termination, regardless of age.

    Note: A leave of absence from which an employee does not return to full-time service does not count toward satisfying the criteria.

To take a distribution from your 403(b) Retirement Plan account, one of the following events must occur: you terminate employment, you retire, or you become disabled (as defined by Social Security eligibility). Your beneficiary is entitled to a distribution of your Plan benefits (if not yet distributed to you) following your death.


Your Benefits in Retirement

If you’re ready to retire, download the appropriate version of your "What Happens When...Retirement." This guide summarizes what happens to your benefits, and what to do when you are preparing to retire.


Cost of Retiree Health Coverage

The current cost of coverage for retiree medical and dental insurance is available below: