The CareFirst BlueCross® Blue Shield® Plan
A comprehensive major medical plan, this plan is a traditional indemnity-type medical plan. This means that after meeting a deductible, you are responsible for paying a portion of the cost (a coinsurance amount) each time you use medical services. You pay less for care when you use JHU's special "preferred physician network".
Here are some of the features of the CareFirst BlueCross® Blue Shield® Plan:
| You Pay... | |
|---|---|
| Annual Deductible | $250 per person $750 per family |
| Physician Services (office visits and medical and surgical) |
20% (after deductible); or $0 (if JHU network provider and after deductible) |
| Physical Exams (routine adult) | Routine annual physical and OB/GYN exam - covered at 100% |
| Specialist Care (inpatient and outpatient) | 20% (after deductible); or $0 (if JHU network provider and after deductible) |
| Ambulance | 20% (after deductible) |
| Prescription Drug Benefits | ||
| Retail Copay 30 - day Supply | Mail Order Copay 90-day supply | |
| Generic | $10 | $20 |
| Formulary Brand | $20 | $40 |
| Non - Formulary Brand | $35 | $70 |
| Annual Maximum Benefit | None |
| Annual Out-of-Pocket Maximum | $1,500 per person $4,500 per family (not including deductibles or coinsurance for alcoholism treatment or psychiatric services) |
Faculty, Staff, and their eligible dependents age 18 and older in this plan are eligible for a free biennial adult
eye examination. Call 410-614-TEST to schedule.
For a complete look at the features and benefits under the CareFirst BlueCross® BlueShield® Major Medical Plan, be sure to visit the Health Plan Comparison Chart.
Medical Plan Contacts
